MasterCard Debit Contactless card is a debit internationally valid payment card which has the advanced ContactlessTM technology (Tap&Go) that enables performing contactless transactions, making your everyday purchases faster, easier and simpler.
Apart from saving precious time, payment with this card provides high level of security, taking into account that it has the chip module, as the most advanced form of user’s data protection when making cashless payment.
In order to become the user, it is sufficient that you have a current account opened with us and to file the Issuance Form in any sub-branch of Komercijalna banka.
You can use the card for payment at retail outlets that are equipped with POS terminals (contactless and contact transactions), cash withdrawal at ATMs, as well as for CNP (Card Not Present) transactions (Internet payments, MO/TO (Mail Order/Telephone Order), catalogue, phone sale, etc.).
Transactions are executed in a very short time, in only couple of seconds, by positioning the card close to the reader for contactless payments.
Contactless transactions can be performed only at retail outlets that are equipped with POS terminals with readers for contactless payments.
All readers for contactless payments have the following symbol:
When the payment is made in the country, if the amount of contactless transaction is less than /or equals RSD 1.500,00, it is not required to enter PIN, whereas in case the amount of contactless transactions exceeds RSD 1.500,00, PIN must be entered.
When the payment is made abroad, if the amount of contactless transaction is less than/ or equals EUR 25,00, it is not required to enter PIN, whereas in case the amount of contactless transactions exceeds EUR 25,00, PIN must be entered.
Maximum amounts of contactless transactions for whose execution it is not required to enter PIN in the country and abroad are established by MasterCard Association and the Bank cannot impact the same.
In case the retail outlet is not equipped with POS terminal with the reader for contactless payments, the card is then used in a standard manner.
Cash withdrawal at ATMs of Komercijalna banka across the country is entirely free of charge.
The cardholder at the time of performing transactions must have the coverage on his/her current account.
The user may request that the foreign currency account be linked to the MasterCard Debit Standard/Gold Contactless card. In that case, for transactions from abroad, with the aim of concluding them, a query will be made about the funds available in the foreign currency account in EUR currency and in the dinar current account in RSD currency. In order for the transaction abroad to be successful, first the available amount of funds in EUR in the foreign currency account is considered. If the user has a sufficient amount of funds in the EUR account, the transaction will be approved and the foreign currency account will be debited. In case there are no sufficient funds in the EUR account, the transaction can be approved on the basis of the available amount of funds in the foreign currency and dinar current account. In this case, both the foreign currency and dinar account are debited or only the dinar account.
Whether you travel on business or for pleasure, the Business Club provides:
- Unlimited consumption of food and beverages
- Free use of Wi-Fi and IP TV
- Assortment of foreign and domestic press
- Use of computer, fax and photo copy machine
For more information please visit: MasterCard Business Club
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