Intended to small enterprises, for use on a single computer. Has a local database not possible to access from other computers. This does not mean that it can be used separately, regardless to the cross-linking of the computers in the firm. There must be a modem or rented line for every computer used for the Personal E-bank in order to be able to communicate with the Bank, and every computer must have the output linked to that modem or line. In case of the program upgrade from the Bank’s server, each working station must be upgraded separately.